Cup loan program is a type of high-interest short-term loan offered by some pawn shops and payday lenders. The name comes from the practice of the lender providing the funds in the form of cash that can literally fit into a cup. These loans are designed to provide quick cash, often to cover emergency expenses … Read more
Lakeview Loans has been providing financing solutions to customers for over 20 years. Headquartered in Chicago, Lakeview Loans first started by offering mortgage loans to homebuyers in the Chicagoland area. Over the years, Lakeview Loans has expanded to offer a variety of lending products while still maintaining exceptional customer service and competitive rates. Today, Lakeview … Read more
The iPhone has become an iconic product and a status symbol since its introduction by Apple in 2007. With each new release, Apple unveils improvements and new features that get customers excited to upgrade to the latest model. The iPhone 15 Pro Max, released in 2023, is Apple’s newest and most advanced iPhone yet. The … Read more
A DSCR (debt service coverage ratio) loan is a type of commercial real estate loan that looks at the property’s net operating income to determine eligibility rather than the borrower’s income or credit score. DSCR loan requirements are offered by banks, credit unions, mortgage lenders and private lenders to real estate investors and commercial property … Read more
Evergreen loans are a type of loan product that does not have a fixed repayment schedule. With a traditional loan, borrowers make regular installment payments on a set schedule until the loan is fully repaid. Evergreen loans work differently – they allow borrowers to pay interest only in perpetuity, with no obligation to pay down … Read more
A construction loan is a short-term loan used to finance the building or renovations of a home or other real estate property. It provides funds to construct a new building or remodel, expand, or improve an existing building. Construction loans work differently than traditional mortgages. With a typical mortgage, the borrower receives the full loan … Read more
Student loan debt has emerged as a major financial crisis in the United States over the past couple decades. Total student debt now exceeds $1.7 trillion, making it the second highest consumer debt category behind only mortgages. This debt burden is weighing down millions of Americans and preventing them from buying homes, starting families, changing … Read more
Fast and easy loans provide quick access to cash with minimal requirements. These loans offer the benefits of fast approval and funding, often within 24 hours or less. They require little or no credit check, making them accessible to those with poor credit. Fast loans allow borrowers to get the money they need right away … Read more
Instant loans are short-term, small-dollar loans that provide fast access to cash. They are designed to be quick and convenient, with funds deposited directly into your bank account often within 24 hours or less of applying. With an instant loan, borrowers can get approved and funded the same day or next business day, without lengthy … Read more
Payday loans are short-term, high-interest loans that provide fast cash until the borrower’s next paycheck. They are also sometimes called cash advances, check advances, or deferred deposit loans. Payday loans work by providing an amount of cash upfront in exchange for authorization to electronically withdraw funds from the borrower’s bank account on their next payday. … Read more
